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This is usually people’s preferred option since mortgage interest rates are usually much lower than other loan interest rates, and mortgages can be amortized (paid) over 25 years.

"You only see one puzzle piece, never the whole puzzle.

Between work, kids, friends and paying bills, things get pretty hectic.

Yet we have a tendency to add to that pressure by complicating things that should be kept simple. In a strange way we feel the more we spread our money across several accounts, the more control we have over it. The best way to gain control of your money is to streamline your bank accounts and bill payments.

That's where debt consolidation and other financial options come in.

Consolidate Your Debt Now Debt consolidation is combining several unsecured debts — credit cards, medical bills, personal loans, payday loans, etc. Instead of having to write checks to 5–10 creditors every month, you consolidate bills into one payment, and write one check.